The beginning

It all ended on 9/9/09. That's the day after a very large sum of money left our bank account. It's mission - start paying down our debt. It all started more than 25 years ago. Somehow, simply by never facing facts we managed to get our selves into 6 digit debt. And that's not counting our house and cars.

Then this new economy struck. It struck us hard. Between us we now have 5 furlough days. I lost 9% of my income - my wife lost 14% of hers. All of a sudden we could no longer live paycheck to paycheck. We had to make some drastic changes.

And so we have.

This blog is our story. We are not poor. Nor are we to be pitied. We are just two people that over spent and are now figuring out how to survive with less. We are learning the lessons of the thinner wallet.